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Instead of worrying about several monthly payments and when they are due, you will make one monthly payment to FFEF, which we will distribute to all of your creditors. After three months of on-time pay- ments, the harassing phone calls from your creditors should stop, and your accounts will be brought current so you avoid future late and overlimit fees.
Many creditors will reduce their interest rates for debt management program participants, which means your debt can be paid off more rapidly than you might be able to do on your own.
How the FFEF Program Works
The Federal Trade Commission (FTC) was developed to protect con- sumers from fraudulent, deceptive, and unfair business practices and to provide consumers with the information they need to recognize and avoid such practices.
“I have recently received the completion letter along with a letter of recommendation as well as the certificate sent by FFEF. I cannot tell you how overjoyed it made me feel when it arrived at my home. I was completely overwhelmed and at peace.”
—B.G.H., Green River, Wyoming
To help consumers make wise decisions about credit counseling programs and debt management plans, the FTC suggests they ask certain questions. These questions follow here along with answers from FFEF. To find out more about the FTC, visit www.ftc.gov. If you have additional questions for FFEF, please feel free to call us at (855) 789-DEBT(3328).
Is a Debt Management Program for You?
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