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Is a Debt Management Program for You?
If you move your payment date from one disbursement to another, please be aware that you run the risk of having your payments arrive late at the creditors, which could result in additional charges and late fees.
Additional Services Available from FFEF
Credit Score Review
An FFEF CreditScore Review provides a quality report with FICO credit scores (scoring system created by Fair, Isaac, and Company, Inc). This is the same report used by mortgage companies, banks, and other lenders. The Review will teach you how to improve your credit score and dispute any errors. A certified Credit Report Reviewer will counsel you and review your credit report line by line to address every concern. This is NOT credit repair. Call FFEF for more information and to inquire about the cost.
Pay Accel Program
At Family Financial we help people get out of debt in the quickest time possible and save the maximum amount of interest. You don’t have to borrow money, play the balance transfer game, put your home at risk, and it won’t affect your credit. This program is designed for clients who are financially able to meet all of their monthly obligations and can include unsecured and secured debt.
We input your debt information into our exclusive proprietary pay down technology. This software program evaluates your interest rates, due dates, penalties, balance, and minimum payments. Then it directs your debt payments to where they will do the most to reduce your principal debt the fastest. Your monthly payment stays the same, while you’re eliminating debt after debt. As a result, a 30-year loan can be paid off in as little as 10 years, and your other debts will pay off with similar acceleration. That’s why we call it PayAccel. The great thing is it’s all done for you automatically. Call FFEF to inquire about fees for this service.