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Thanks to an amendment to the Fair Credit Reporting Act, you are entitled to one free copy of your credit report per year. You can do this at www.annualcreditreport.com (a website that all three major credit bureaus work with), by calling (877) 322-8228, or by writing to:
Annual Credit Report Request Service P.O. Box 105281
Atlanta, GA 30348-5281
The Fair Credit Reporting Act Puts the Law on Your Side
The law is on your side if information on your credit report is proven to be wrong but is not removed. If the error is found to have been intentional, you are entitled to damages. You also have the right to sue any credit-reporting agency or creditor for not correcting errors in your file or for allowing your credit records to be seen by unauthorized people.
Results of Your Dispute 49