Page 23 - Book7E

CHAPTER 3
Sample Credit Report
The following pages of this booklet explain the various sections of the credit report and the type of information you can expect to find in those sections. The first sections of a credit report typically include Consumer Information, a Consumer Statement, and Summary Information.
Consumer Information or Personal Information Section
The Consumer Information section, often titled the Personal Information section, contains information that includes your name, current address, social security number, date of birth, spouse’s name if applicable, and place of employment. Previous addresses and places of employment might also be included. Please note that it’s not uncom- mon to have variations or misspellings of your name. Most credit reporting agencies leave these variations to maintain the link between your identity and the credit information.
You’ll also probably see a couple of dates in the Consumer Information section. The “Date reported” is the date the information was first reported to the credit bureau by your creditors, and the “Last updated” is the date the information was last updated with the bureau by your creditors.
15