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• AmeriCorps: This program provides full-time educational awards in return for community service work. You can work before, during or after your postsecondary education, and you can use the funds either to pay current educational expenses or to repay federal student loans. For more information, contact:
Corporation for National Service 1201 New York Avenue, NW Washington, DC 20525 1-800-942-2677
(TTY Number: 1-800-833-3722) www.americorps.org
• Robert C . Byrd Honors Scholarship Program: (Byrd Program) To receive this scholarship, you must demonstrate outstanding academic achievement and show promise of continued academic excellence. For more information, call toll-free 1-800-4-FED- AID (1-800-433-3243) or visit www.ed.gov/programs/idues- byrd/index.html.
• Public libraries and the Internet: These are excellent sources of information on state and private sources of financial aid. When using either source, search using keywords like “financial aid,” “student aid,” “scholarships,” etc. Beware of scams and services that will search for financial aid money for you for a fee.
• Businesses and labor organizations: Many companies, busi- nesses and labor organizations have programs to help employees or members and their families pay the cost of postsecondary education. Ask if they have a scholarship program and about the application process.
• Organizations, foundations, etc .: Foundations, religious organ- izations, fraternities or sororities and town or city clubs usually offer student financial aid. Include in your search community organizations and civic groups such as the American Legion, YMCA, 4-H Club, Elks Club, Rotary Club, Kiwanis, Jaycees and the Girl or Boy Scouts. Organizations connected with your field of interest can also be helpful. For example, the American Medical Association and the American Bar Association are good sources for students seeking to specialize in medicine and law.
Student Loans and the Cost of a Good Education 71