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Ask your FFEF Counselor about obtaining an FFEF Credit Score Review. This helpful Review will provide you with a copy of your credit report and your FICO credit scores—the same credit report and scores used by mortgage companies, banks, and other lenders when determining your credit worthiness. But more importantly, this Review will help you understand your credit report and teach you how to improve your credit score and dispute any errors that you find on the report.
An FFEF-approved, certified Credit Report Reviewer will counsel you and review your credit report with you line by line to address every concern. This is NOT credit repair. This is important information that can help you make the necessary changes in your financial habits to improve your credit score over time. Call your FFEF counselor for more information about the Credit Score Review.
How to File a Complaint
By sharing your identity theft complaint with the FTC, you will provide important information that can help law enforcement officials across the nation track down identity thieves and stop them. The FTC can refer victims’ complaints to other government agencies and companies for further action, as well as investigate companies for viola- tions of laws the agency enforces.
You can file a complaint with the FTC by calling the FTC’s Identity Theft Hotline, toll-free: 1-877-ID-THEFT (438-4338); TTY: 1-866-653-4261; or write Identity Theft Clearinghouse, Federal Trade Commission, 600 Pennsylvania Avenue, NW, Washington, DC 20580.
If your information has been misused, file a report about the theft with the police, and file a complaint with the Federal Trade Commission, as well. If another crime was committed—for example, if your purse or wallet was stolen or your house or car was broken into—report it to the police immediately.
Protecting Yourself Against Identity Theft 61