Page 5 - Book6E
P. 5

1 Contents
Understanding Your Credit .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .1
FFEF Credit Score Review What Is a Credit Score? What Lowers Your Score?
2 MortgageLoans . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .5 Fixed-rate Mortgage
Adjustable-rate Mortgage
Variations of Adjustable-rate Mortgages
Let’s Review
3 HomeEquityLoans  . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .15 A Home Equity Loan Can Be Risky
Prime Rate
Let’s Review
4PlasticMoney . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 21 Credit Card Law
Credit Card Payment: Cause & Effect
Charge Cards
Truth in Lending Act
Student and Bad Credit Alternatives Safety Tips for Your Credit Cards Credit or Debit?—What Should I Do? Let's Review
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