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Homeowners Insurance
If you have questions about insurance for any of your possessions, be sure to ask your agent or company representative when you’re shopping around for a policy. For example, if you run a business out of your home, be sure to discuss coverage for that business. Most homeowners’ policies cover business equipment in the home, but only up to $2,500, and they offer no business liability insurance. Although you want to lower your homeowners insurance cost, you also want to make certain you have all the coverage you need. (Source: Insurance Information Institute, www.iii.org; used with permission.)