Page 48 - Book5E
P. 48

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Penny-pinching Ideas That Will Save You Money
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Lifestyle
Select and purchase gifts only when they are on sale. Take advantage of rebates.
Always return your books on time at the library. Buy books secondhand.
Sell books that you do not use anymore.
Avoid using ATMs other than the ones from your financial institution. You will avoid additional service charges. Private ATMs are particularly expensive to use.
Buy secondhand furniture; check out flea markets and garage sales.
Shop wholesale for appliances and other household goods. Shop around for special long-distance rates.
Check out the costs of banking and negotiate what works best for you.
Don’t be influenced to spend by friends who have more money than you.
 












































































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