Page 78 - Book4E

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[Answers to the Identity Theft Pop Quiz]
1. False. Crooks can often find this type of information about you—and then, it’s “so long, identity!” It’s better to use random numbers and letters, and commit them to memory.
2. False. The Fair Credit Reporting Act allows you to ask for and receive one free credit report from each of the three nationwide credit reporting companies every 12 months.
3. False. Your best first step is to contact your credit card companies and close your accounts. Also, talk with your bank about whether to close other accounts or take other steps.
4. False. You should immediately contact the agency that issued the document, and follow its procedures to cancel the stolen document and get a replacement.
5. True. Placing such an alert can help stop someone from opening new credit accounts in your name.
6. False. While stealing drivers’ licenses or name badges are types of identity theft, the term refers to a broad variety of criminal misuses of your name, Social Security
Number, and financial information.