Page 6 - Book4E
P. 6

IV
 8
Savings Accounts  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .31
Traditional or Statement Savings Accounts
Money Market Accounts
Certificates of Deposit and Other Low-Risk, Long-Term Savings Instruments
Savings Bonds
9
10 Magazine Sales Scams: Always Read
Warning: Stay Away from Payday Loans and Check-Cashing Companies  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .  .37
BetweentheLines  . . . . . . . . . . . . . . . . . . . . . . . . . . . . .41
The Telemarketing Sales Rule Cancelling Subscriptions
Not Just by Phone: Other Questionable
Sales Approaches
11 Using the Telephone Responsibly: Beware of 900 Numbers and Toll-Free Telephone Number Scams  .  .  .47
12 The FTC Says Credit Card Loss Protection Offers arethe“RealSteal”  . . . . . . . . . . . . . . . . . . . . . . . . . . . .51
The Power of Power Payments
13 HelpingOlderConsumersAvoidFraud  . . . . . . . . . . .53
The Warnings Signs of a Charity Scam Charity Checklist
Fraud Protection Tips
Where to Complain














































































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