Page 5 - Book3E

Contents
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ImplementingYourBudget..................... 1 ARose,oraBudget,byAnyOtherName.......... 3
Examine Your Past Spending Habits How to Track Your Spending Reveal Needed Changes
MeasuringYourCurrentProgress................ 9
Ways to Help You Live Your Budget
Assess Ongoing Results
Plan for the Future
Helps for Improving Your Decision-making Repeat the Cycle until Your Budget Works
Taking Your Finances beyond Your Home . . . . . . . . . 19
IRS Standards for the Cost-of-Living Debt-to-Income Ratio and How It Affects You How to Calculate Your Debt-to-Income Ratio How a Lender Uses Your Debt-to-Income Ratio
Emotions and Money . . . . . . . . . . . . . . . . . . . . . . . . . 25
Hey, I Make Money Too
When Divorce Is the Only Option
DownsizingfromTwoIncomestoOne........... 33
Tips to Determine if You Can Live on One Income
LivingSuccessfullyonaSingleIncome........... 39
No Life Insurance
No Disability Insurance
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