Page 10 - Book3E

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realistic budget down on paper so you have a solid plan going forward. You will also learn about situations you may encounter in life that will impact your finances and will require you to make informed decisions. Developing a realistic budget and learning to understand and make changes to your spending habits are the most important things you can do to get on track for financial stability.
One of the most significant benefits of enrolling in the FFEF debt management program is that you can ask for the help of your FFEF counselor in creating your own personal budget. You have the sat- isfaction of knowing that your relationship with your creditors is being handled by experts. You no longer have the stress of harassing phone calls and unpaid bills. This is all possible because you made the choice to get help with your debt management so you could improve your financial situation. With a workable budget in place, you are on your way to a happy, debt-free life.
Money will not manage itself. Managing money is like managing anything else. There must be accountability, control, and commitment. Once the commitment is made, someone must take the responsibility to get the ball rolling. That is exactly what you have done by enrolling in the Family Financial Education Foundation debt management program. We congratulate you.
Implementing Your Budget