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contents of envelopes and the notes to learn more about your children’s spending patterns. Over the course of a year you’ll be able to recognize spending habits and pitfalls, as well as smart purchase decisions that will help set a pattern for future years.
 SPENDING PLAN FOR (NAME) _________________________ GOALS—What would I really like to buy with my own money? Short Term (a toy, CD, DVD, bike, computer games, MP3 player, etc.) ______________________________________________________ ______________________________________________________ ______________________________________________________ ______________________________________________________ Long Term (college fund, car, car insurance, etc.) ______________________________________________________ ______________________________________________________ RULES—(savings amounts; contributions from parents) ______________________________________________________ ______________________________________________________ ______________________________________________________ ______________________________________________________ ______________________________________________________ ALLOWANCE $ _____________________ DATE ____________
Teaching Children About Money 75
 































































































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