Page 16 - Book2E

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Using Budget Forms
Your FFEF counselor can help you create a budget that will prevent you from having financial troubles in the future. There are many excellent budget forms on the market to help you get a grip on your finances. You can find the FFEF Personal Financial Statement and Monthly Budget Form on our web site at ffef.org. Microsoft Office Online has an excellent template for a budgeting form at their http:// office.microsoft.com website. There is also a large selection of books at your local library that contains forms and instructions for tracking your spending. You can find forms as simple or as complex as you want. Keeping complete records of all your financial history has many advantages. It will help you not only take care of your needs, but it will also help you obtain the things you want (see Figure 1).
Using budget forms lets you see the big picture . People are usually surprised at where their money is going once they start keeping records. This section will help you begin to define your budget—your budget
Establishing a Budget