Page 18 - Book1E

10
A Brief History
In 1993, the Association of Independent Consumer Credit Counseling Agencies, or AICCCA, was founded, citing a need for “industry-wide standards of excellence and ethical conduct.” This formally organized the NFCC’s competition. FFEF is a member of both the AICCCA and well as the Association of Credit Counseling Professionals (ACCPros). Through these associations, FFEF joins with other credit counseling agencies and counselors, debt management organizations, personal finance educators, consumer lawyers, and many others to help indi- viduals and families realize their goals to become free of debt and create a brighter and more stable financial future.