Page 73 - Workbook3E

Create your own retirement plan
Many people use retirement as a time to launch a business of their own. There are many choices available to you, maybe even more than you realize. For most retirees the question of work is probably best answered by working part-time, whether at their former job or a new one. Here are some possibilities:
• Part-time—Work when it’s more convenient.
• Flextime—Arrange your schedule to suit your own needs.
• Seasonal—Just work seasonally, for your needs or the seasonal job.
• Phased retirement—Withdraw
gradually from your current employment or the workforce.
• Job Sharing—2 people split hours, responsibilities, and benefits of one full-time job. You get flexibility and the employer gets twice the experience.
• Temporary—Work through a Temp Agency to provide immediate but temporary help. It allows you to develop skills and contacts for future jobs.
Getting Full Or Part-time Work During Retirement
As you retire from your job, one of the key decisions you make may be whether or not you want to continue working, either full or part-time. Once you try something, you can always change your mind.
Harry was pretty nervous the night before his first interview since his retirement. “Harry, you’d be perfect as a part-time creative writer,” Melissa said. At 60 years old, retired from a career in construction management, Harry was looking for part-time work.
He realized he had no reason to be nervous. He’d prepared well for his retirement, and he and his wife could live comfortably for the rest of their lives. But Harry always loved to write, and thought this writing job might be fun, and a source of extra income.
He was confident and relaxed during the interview, and convinced the company he would be a great asset. After all, he had a lifetime of experience to draw on; it was a “win-win” situation.
What Do You Have to Offer?
As part of your planning for retirement, it’s a good idea to take a look at yourself and review what you do have to offer. You may have to sell a prospective employer on the idea that retirees are healthier, more active, and have a longer life expectancy than ever before.
“Sweet is the fruit of Labor.”
~ John Clarke
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