Page 37 - Workbook3E

Establish and Maintain a Savings Program
“In reading the lives of great men, I found that the first victory they won was over themselves... Self-discipline with all of them came first.”
~ Harry S. Truman
Saving is NOT Complicated!
Many people just lack training in self-discipline. You need to practice more self-control and follow your true goals and dreams. In a world of convenience and instant gratification, it’s easy to get used to giving in to what’s fastest or easiest... unfortunately, it often isn’t what’s best for you. Getting tempted down a side road leads away from your goals and dreams, and you’ll end up frustrated and disappointed in yourself and your future.
Your grandparents dreamed of the days when much of the drudgery of earning a living would be replaced by machines and scientific wonders. They dreamed of thirty-hour workweeks, more free time, peace and prosperity. But tomorrow didn’t come as they imagined. Instead, many Americans have become virtual slaves to current wonders and technology and the instant gratification it presents.
Today, the typical family puts in longer workweeks, has less free time, and chases prosperity on a treadmill going nowhere. Families often
exercise too little choice or planning in spending their money. They find themselves in financial bondage because they lack the essential skills of self-discipline and planning necessary to face a flood of choices.
Live Happy—Do the Right Thing.
The number one reason for not starting a savings program is procrastination. People understand the principal of saving,
and they’re aware of the benefits—many even have some sort
of plan. But they struggle with just getting past standing still. You may either put off starting or make excuses to not follow through. When you’re not true to your sincere desires, you become discouraged and unhappy—which often holds you back from your goal.
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