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YOUR FINANCIAL PHILOSOPHY
   #11
Your financial philosophy exercise:
In your own words write your personal financial philosophy. Remember it’s the rule that affects how you think about and use money. As you start to live your philosophy, you may wish to revise your definition, but this will be a good beginning to your journey.
             If you’re married... you and your spouse need to make your definitions separately and then talk about them together. Remember to respect each other’s viewpoint. Then work together to develop a written philosophy you both feel good about.
Remember...
Be patient. You’re making life-changing decisions. For many of us, old habits concerning money have been bad habits. Forming good habits require desire, good planning, and consistent effort. As you use your new financial tools, your skills will grow. Instead of being a slave to your debt, you will develop the habits of genuine financial freedom.
 “Bad habits are like a comfortable bed, easy to get into, but hard to get out of.”
~Anonymous
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