Page 12 - Workbook1E
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 4. In what ways is your community a better place because of you?
        5. What has brought you the most joy and satisfaction in your life?
       Writing down your goals is the best way to make them happen. If you’re going nowhere—you’re sure to end up there.
3. Your Needs
Now that you’ve considered your values and goals, you’re ready to make a list of the things that are most important to you. Your needs not only include material possessions, but also other things like loving relationships, peace of mind, education, religion, etc. But before you start, here’s some advice:
• Do NOT put things on your list simply because other people value them.
• Focus on what is important for your own happiness; remember the I-beam exercise and what you value most.
• This is not a competition. Your sense of happiness shouldn’t depend on having as much as your neighbors have. Only include things that are truly important to you and your family.
   “A man travels the world over in search
of what he needs and returns home to find it.”
~ George Moore
8 Workbook 1: Building a Spending Plan that Works
 






















































































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